Understanding your Prosper Marketplace, Inc. data breach notification letter
If a Prosper Marketplace, Inc. letter arrived in your mailbox, here is what it means, why you received it, and the free steps you can take right now.
This breach is real, not a scam. Prosper Marketplace, Inc. officially reported it to the OR Attorney General on December 9, 2025.
Reviewed by David S. Harris, Esq., data breach and class action attorney (Florida Bar No. 0112739). Free consultation: 786-306-7278
Why you received this letter
Prosper Marketplace, Inc. reported a data breach to Oregon officials on December 9, 2025, concerning an incident from April 29, 2025. If you received a notification letter, it's important to understand what this means for your personal information and potential next steps.
Prosper Marketplace, Inc. data breach notice and letter questions
- Is the Prosper Marketplace, Inc. data breach letter legit or a scam?
- A notice from Prosper Marketplace, Inc. in the mail matches the breach Prosper Marketplace, Inc. reported to the OR Attorney General on December 9, 2025. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Prosper Marketplace, Inc. through a phone number or website you find yourself.
- Where can I see the official Prosper Marketplace, Inc. breach notice?
- Prosper Marketplace, Inc.'s report is published by the OR Attorney General: https://justice.oregon.gov/consumer/databreach/#Prosper%20Marketplace%2C%20Inc.-2025-12-09 Compare it with the letter you received to confirm the dates and details match.
- Did Prosper Marketplace, Inc. offer free credit monitoring?
- Any free monitoring Prosper Marketplace, Inc. is offering will be described in the notice you received, along with an activation code and a sign-up deadline. Enrolling does not give up your right to bring a claim.
- What should I do after getting the Prosper Marketplace, Inc. data breach notice?
- Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.
- Is there a Prosper Marketplace, Inc. data breach class action lawsuit?
- Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Prosper Marketplace, Inc.. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
- Do I need a Prosper Marketplace, Inc. data breach lawyer or attorney?
- Talking to a data breach attorney costs nothing here. A lawyer can read your notice, explain your rights under your state's law and tell you whether a claim makes sense.
- How much could a Prosper Marketplace, Inc. data breach settlement or claim be worth?
- There is no set amount, and no Prosper Marketplace, Inc. settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.
- Can I sue Prosper Marketplace, Inc. over the data breach?
- It depends on what was exposed, the law in OR and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
What to do after the letter
Confirm the notice is genuine
A legitimate Prosper Marketplace, Inc. notice references the specific incident reported to the OR Attorney General and describes which categories of your information were involved. Compare the letter against the public filing before acting on any links or phone numbers it contains.
Keep the letter — it is your proof of connection
The notification letter is the document that ties your personal information to this incident. Keep the original and photograph it. If you later request a case review, this letter is the strongest evidence that you were among the affected individuals.
Protect your accounts and credit
Depending on what was exposed, consider a free credit freeze with all three bureaus, new passwords for reused credentials, and monitoring of financial statements. These steps are free and do not require you to wait for anyone's permission.
Find out whether you have a claim
Whether the Prosper Marketplace, Inc. breach gives you a legal claim depends on the facts. A free, no-obligation case review will tell you where you stand — there is no cost and no commitment to find out.
This page summarizes a data breach reported to the OR Attorney General for informational purposes and is attorney advertising. It does not create an attorney-client relationship. DataBreachLegalCenter.com does not provide legal advice through this page.
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