DataBreachLegalCenter.com
Investigation OpenCA AG filing · February 23, 2026

Figure Technology Solutions Data Breach: What Your Letter Means

Figure Technology Solutions, acting for its affiliates, identified a data security incident in late January 2026. If you received a notification letter, your personal information was involved in this event. Understanding the details of this breach and potential next steps is important for recipients.

This breach is real, not a scam. Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. officially reported it to the CA Attorney General on February 23, 2026.

Reviewed by David S. Harris, Esq., data breach and class action attorney (Florida Bar No. 0112739). Free consultation: 786-306-7278

Received a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. notification letter? Find out in minutes if you qualify for compensation.

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State
CA
Breach date
January 28, 2026
Reported
February 23, 2026

If you recently received a data breach notification letter from Figure Technology Solutions, Inc., on behalf of Figure Lending LLC, Figure Markets Credit LLC, or Figure Payments Corporation, it indicates your personal information may have been compromised. The company reported a security incident identified on January 28, 2026, and filed a notice regarding the event on February 23, 2026, in California.

The notification letter confirms that a security incident occurred, involving personal information, though the specific nature of the breach type or the exact categories of data involved have not been detailed in public records. Figure Technology Solutions has stated that it is currently investigating the incident.

Upon receiving such a letter, it's crucial to review its contents carefully. While the specific data types are not publicly confirmed, it is always a good practice to remain vigilant. Monitor your financial accounts and credit reports for any suspicious activity. Consider placing a fraud alert or security freeze on your credit if you are concerned about identity theft.

Even when the precise data involved isn't specified, any compromise of personal information can carry risks, from unwanted communications to more serious issues like identity fraud. Taking proactive steps can help mitigate potential harm following an event like this.

Understanding your options after a data breach can be complex. If you are a recipient of this notification, you may want to discuss what this breach means for you. We offer a free, confidential case review to help you understand your situation and potential next steps without any obligation.

What to do if you were affected

These general steps can help limit the risk of identity theft and fraud after any data breach.

  • Stay alert to targeted scams

    Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.

  • Keep your notification letter

    Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach notice and letter questions

Is the Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach letter legit or a scam?
A notice from Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. in the mail matches the breach Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. reported to the CA Attorney General on February 23, 2026. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. through a phone number or website you find yourself.
Where can I see the official Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. breach notice?
Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.'s report is published by the CA Attorney General: https://oag.ca.gov/privacy/databreach/list#figure-technology-solutions-inc-on-behal-2026-02-23 Compare it with the letter you received to confirm the dates and details match.
Did Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. offer free credit monitoring?
Check your letter from Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.. If free credit or identity monitoring is offered, the enrollment code and deadline are printed in the notice itself. Signing up doesn't waive any legal rights you may have.
What should I do after getting the Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach notice?
Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.
Is there a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach class action lawsuit?
Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
Do I need a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach lawyer or attorney?
Talking to a data breach attorney costs nothing here. A lawyer can read your notice, explain your rights under your state's law and tell you whether a claim makes sense.
How much could a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach settlement or claim be worth?
There is no set amount, and no Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.
Can I sue Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. over the data breach?
It depends on what was exposed, the law in CA and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.

Source: CA Attorney General filing

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